Insurance & Financial Assistance

Get Covered. Stay Covered.

CHP is here to help.

The easiest way to qualify for health insurance subsidies is to provide your most recent income tax returns. To help residents with income tax preparation, CHP refers clients to the Volunteer Tax Assistance Program, a locally run tax preparation assistance program for any household earning less than $57,000 per year.

Affordable Care Act.
MA HealthConnector. MassHealth.

The Affordable Care Act (ACA) requires and entitles health insurance for all U.S. citizens. The ACA guarantees health insurance to individuals and families without access to health insurance through a job.

ACA requires health insurers to provide baseline coverage, and insurers may not deny coverage to patients with pre-existing medical conditions.  In Massachusetts, patients who opt out of health coverage are subject to a tax penalty.

Eligibility for MA Health Connector subsidized coverage is based on a combination of income, age, household size, and federal income guidelines.

Download the 2023 MassHealth Income Standards & Federal Poverty Guidelines here.*

• Children may be eligible for more assistance than their parents.
• Family members may have different insurance plans.


* Health insurance subsidies offered under the Affordable Care Act apply only to U.S. citizens and legal permanent residents of the United States.

Get Covered. Stay Covered.

CHP wants to help you get and keep your health insurance. Finding and applying for the right health insurance for you and your family can be an intimidating and confusing process. CHP’s Certified Patient Navigators are here to assist you. This is a FREE service available to any Massachusetts resident, and you do not have to be a CHP patient to get help. Everyone deserves peace of mind—get yours by calling our enrollment navigators! 

CHP accepts most forms of insurance: private or employer-based plans, MassHealth (Medicaid), Medicare, and the many plans offered by the Massachusetts Health Connector (Affordable Care Act). For income-eligible people needing insurance through the Massachusetts Health Connector or MassHealth, our enrollment counselors assist in applying for ACA insurance and MassHealth.

Notice to Patients

Community Health Programs, Inc. (CHP Berkshires) provides services to all patients regardless of race, color, sex, age, national origin, disability, religion, gender identity, sexual orientation, ability to pay, or insurance status.

No one is denied access to services due to an inability to pay or because the services would be paid under Medicare, Medicaid, or the Children’s Health Insurance Program (CHIP).

CHP offers discounts for essential services through a Sliding Fee Discount Program that is based on family size and annual household income.

Email or call 413.854.2816

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